Indebtedness of households: the vote was postponed
The issue of credit to households debate. Several elected UMP party and elected socialists, among others, had submitted amendments to replace the National Register of incidents repayment of loans to individuals, thus creating a "positive file, listing all the credits for individuals. Finally, the Minister of Economy has decided and opted for the establishment "within 12 months" of an "instance of foreshadowing. "I'm for a tool that works," said Minister of Economy to the deputies when examining the draft law on consumer credit. We must create an instance of foreshadowing because it does not happen overnight a quantum leap of this nature to pass the file in incidents of payment to a general inventory of 9 million people, "argued Christine Lagarde .
"Coaster"
If UMP deputies, who withdrew their amendments for the creation of "positive file, were satisfied with this compromise, however, the SP, we speak of" coaster ". "Whenever you have a problem, you create a working group. The string is a little big. Your speech does not convince us, "said Socialist Jean Gaubert empire payday loans. The same goes towards his colleague, Francis Brott. "The majority is thus the choice of banks against consumer choice," he says. Today is a first class burial of "positive file, '" he said. The Socialist amendment was then rejected.
The government has introduced and passed a new amendment which stipulates that the creation of a "national registry of credits for individuals" is the subject of a report submitted to the Government and Parliament within twelve months, " developed by a committee to prefigure this development "and whose composition will be fixed by decree.
This debate on the "positive file" was held under the bill reforming the consumer credit which aims to reduce abuse by better protecting consumers and imposing new obligations on lenders.
Members will vote by formal vote Tuesday, April 27.
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